Transfer Your Home Loan & Save Lakhs
Lower EMI, top-up loan and nil processing fees on balance transfer.
- Starting from 7.10%*
- Nil processing fees*
- Lower EMI
- Top-up loan available
Compare & Save
Your current loan vs Rupee Catalyst
See live, side-by-side numbers — current EMI, new EMI, monthly savings and total interest saved.
See how much you save by switching to Rupee Catalyst
Adjust your current loan details — we'll compute your savings in real time.
Current EMI
₹51,460
at 9.25%
New EMI with Rupee Catalyst
₹45,221
at 7.10%*
Monthly Savings
₹6,238
Interest Saved
₹11.23 L
Total Savings
₹11.23 L
Switching could save you ₹11.23 L over your remaining tenure.
Numbers indicative · final EMI subject to lender approval & remaining tenure adjustments.
Unlock your best Home Loan Balance Transfer offers in 30 seconds
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Tell us about your home loan balance transfer requirement
Takes ~30 seconds. We use this to match you with the right lenders.
Key Features
Why choose this loan
- Save up to ₹25 lakh in interest
- Top-up at home loan rates
- Transparent process
- End-to-end assistance
Eligibility
Who can apply
- Existing home loan with min. 12 EMIs paid
- Clean repayment track record
- Age 21–65 years
Documents
What you'll need
- KYC documents
- Existing loan statement & sanction letter
- Last 12 months loan repayment track
- Income proof
Interactive Calculators
Three calculators, one decision
Interest Savings · EMI Comparison · Top-Up Eligibility — switch tabs to explore each.
Total Interest Saved
₹11.23 L
by switching from 9.25% → 7.10%
FAQs
Frequently asked questions
"Rupee Catalyst found me a better rate than my own bank. The process was clean, fast and transparent. Highly recommended."
— Verified customer
Knowledge centre
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